[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.selfix.cz\/financni-poradci-varuji-jednou-za-rok-si-overte-zda-nemate-dluhy\/#Article","mainEntityOfPage":"https:\/\/www.selfix.cz\/financni-poradci-varuji-jednou-za-rok-si-overte-zda-nemate-dluhy\/","headline":"Finan\u010dn\u00ed poradci varuj\u00ed: jednou za rok si ov\u011b\u0159te, zda nem\u00e1te dluhy","name":"Finan\u010dn\u00ed poradci varuj\u00ed: jednou za rok si ov\u011b\u0159te, zda nem\u00e1te dluhy","description":"Vlastn\u011b si nemus\u00edte tu p\u016fj\u010dku ani vz\u00edt vy; m\u016f\u017ee to b\u00fdt v\u00e1\u0161 potomek, kter\u00fd s\u00a0v\u00e1mi bydl\u00ed, m\u016f\u017ee to b\u00fdt v\u00e1\u0161 partner, man\u017eel, p\u0159\u00edpadn\u011b i naivn\u00ed rodi\u010d. M\u016f\u017ee se to st\u00e1t. M\u016f\u017eete m\u00edt dluhy, o kter\u00fdch mo\u017en\u00e1 ani nev\u00edte. Pokud si nejste jisti, projd\u011bte si registry dlu\u017en\u00edk\u016f, zda nem\u00e1te n\u011bkde n\u011bjakou \u201esekeru\u201c, \u010di zda n\u011bkde neho\u0159\u00ed [&hellip;]","datePublished":"2023-04-27","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.selfix.cz\/author\/#Person","name":"selfix.cz\n","url":"https:\/\/www.selfix.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"selfix.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.selfix.cz\/financni-poradci-varuji-jednou-za-rok-si-overte-zda-nemate-dluhy\/","about":["Finance"],"wordCount":419,"articleBody":"Vlastn\u011b si nemus\u00edte tu p\u016fj\u010dku ani vz\u00edt vy; m\u016f\u017ee to b\u00fdt v\u00e1\u0161 potomek, kter\u00fd s\u00a0v\u00e1mi bydl\u00ed, m\u016f\u017ee to b\u00fdt v\u00e1\u0161 partner, man\u017eel, p\u0159\u00edpadn\u011b i naivn\u00ed rodi\u010d. M\u016f\u017ee se to st\u00e1t. M\u016f\u017eete m\u00edt dluhy, o kter\u00fdch mo\u017en\u00e1 ani nev\u00edte. Pokud si nejste jisti, projd\u011bte si registry dlu\u017en\u00edk\u016f, zda nem\u00e1te n\u011bkde n\u011bjakou \u201esekeru\u201c, \u010di zda n\u011bkde neho\u0159\u00ed n\u011bjak\u00e1 spl\u00e1tka.Dokonce kdy\u017e jste si snad nikdy nep\u016fj\u010dili od nikoho pen\u00edze, m\u011bli byste si ov\u011b\u0159it, zda se va\u0161e jm\u00e9no nenach\u00e1z\u00ed v\u00a0registru. T\u0159eba se mohlo st\u00e1t, pokud v\u00e1m n\u011bkdy byly ukradeny doklady, \u017ee jste se stali ob\u011bt\u00ed podvodu. Pokud v\u00e1m byly zcizeny doklady, skute\u010dn\u011b se to st\u00e1t mohlo. Proto je dobr\u00e9 nahl\u00e9dnout do registru dlu\u017en\u00edk\u016f a zjistit si, jestli je v\u0161echno tak, jak by to b\u00fdt m\u011blo.Kdy\u017e v\u00edte, \u017ee dlu\u017e\u00edte, ale nev\u00edte, jak vysok\u00fd je dluhDejme tomu \u017ee m\u00e1te p\u016fj\u010dku, kterou \u0159\u00e1dn\u011b spl\u00e1c\u00edte, ale nev\u00edte, jak vysok\u00fd je je\u0161t\u011b dluh a jak dlouho ho budete spl\u00e1cet? Pokud v\u00e1m nevyhov\u00ed na telefonick\u00fd dotaz, nejsp\u00ed\u0161 by bylo z\u00e1hodno tam poslat dopis nebo zaj\u00edt osobn\u011b. V\u011bt\u0161inou banky po telefonu ani po emailu ned\u00e1vaj\u00ed \u017e\u00e1dn\u00e9 informace, proto\u017ee nen\u00ed mo\u017en\u00e9 ov\u011b\u0159it, \u017ee jste majitelem \u00fav\u011bru pr\u00e1v\u011b vy. M\u016f\u017eete si v\u0161ak za\u017e\u00e1dat p\u00edsemn\u011b.Co mus\u00ed b\u00fdt uvedeno v\u00a0p\u00edsemn\u00e9 \u017e\u00e1dosti o sd\u011blen\u00ed v\u00fd\u0161e dluhu? &#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Jm\u00e9no, adresa a kontakt na v\u00e1s&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u017d\u00e1dost o vy\u010d\u00edslen\u00ed v\u00fd\u0161e va\u0161eho dluhu nebo va\u0161eho \u00fav\u011bru &#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Uv\u00e9st \u010d\u00edslo smlouvy a datum kdy byla podeps\u00e1na&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Datum a v\u00e1\u0161 podpis&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Dopis po\u0161lete nikoli na pobo\u010dku, ale na centr\u00e1lu spole\u010dnostiJak se m\u016f\u017ee st\u00e1t, \u017ee dlu\u017e\u00edte, a\u010dkoli vy jste si nep\u016fj\u010dili? 1.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 P\u016fj\u010d\u00ed si v\u00e1\u0161 man\u017eela p\u0159estane platit2.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Va\u0161e dosp\u011bl\u00e9 d\u00edt\u011b se zadlu\u017e\u00ed, \u017eije ve spole\u010dn\u00e9 dom\u00e1cnosti s\u00a0v\u00e1mi a p\u0159estane platit3.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Zd\u011bd\u00edtedluhy4.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Ukradli v\u00e1m doklady a n\u011bkdo si vzal p\u016fj\u010dku na va\u0161e jm\u00e9no 5.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Byli jste ru\u010ditel kamar\u00e1da nebo \u010dlena rodiny a oni p\u0159estali spl\u00e1cet                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed poradci varuj\u00ed: jednou za rok si ov\u011b\u0159te, zda nem\u00e1te dluhy","item":"https:\/\/www.selfix.cz\/financni-poradci-varuji-jednou-za-rok-si-overte-zda-nemate-dluhy\/#breadcrumbitem"}]}]